¹Offer expires July 1, 2013. Offer is available to existing Aetna ValuePass cardholders or any person that has previously cancelled his or her Aetna ValuePass card. To receive the $25 from Aetna ValuePass, you must either purchase a new ValuePass card and add $100 or more, or reload your existing card with $100 or more. You must purchase or reload your ValuePass card on or before July 1, 2013. It will take 2 to 5 days to post to your card. Please allow enough time for funds to load. Limit one (1) $25 credit per Aetna ValuePass card. Offer is subject to change or cancellation at any time and cannot be combined with any other offer

The Aetna ValuePass^SM program (the "Program") is not insurance. This Program does not meet the Minimum Creditable Coverage requirements in Massachusetts. The Program provides cardholders with access to discounted rates pursuant to schedules negotiated by Aetna Life Insurance Company (“Aetna”), 151 Farmington Avenue, Hartford, CT 06156, 1-888-215-6578, with dental providers (the “Aetna ValuePass Participating Providers”) in the Aetna Dental Access® network. Aetna is the Discount Medical Plan Organization. Your Card may be used at any dental provider, but you will only receive discounted rates at Aetna ValuePass Participating Providers. The range of discounts provided under the Program will vary depending on the type of Aetna ValuePass Participating Provider and type of service received. The Card provides payments directly to the providers accepting payments using the funds on your Card. In order to receive a discount, you must use the Card to pay for services or products furnished by the Aetna ValuePass Participating Providers. www.aetnavaluepass.com

Savings are based on average retail charges in the geographic area and Aetna’s negotiated rates. Actual retail charges and discounts provided by Aetna ValuePass Participating Providers will vary.

Fees Apply. The fee collected by Aetna (the “Aetna Fee”) includes access to Aetna ValuePass Participating Providers and processing. The Aetna Fee for the Service ValuePass is 10% of average retail charges (8% for orthodontic services) in the applicable geographic zip area, for the specific services you select. A portion of the Aetna Fee is a processing fee which is non-refundable. Same fees apply upon reload. Processing fee is $5 for up to $50 Card value, $10 for Card value between $50 and $300, $15 for Card value greater than $300.

Federal law requires certain information to be obtained. See USA Patriot Act.

The Aetna ValuePass allows you to receive discounted dental services from any participating Aetna Dental Access provider in the continental United States, and Alaska and Hawaii. (Not available in Vermont. Filing states: CO, DE, FL, NV, OK, UT, and WA)

Cardholders should check with the Aetna ValuePass Participating Provider before making an appointment to confirm pricing and acceptance of the card.

MasterCard is a registered trademark of MasterCard International Incorporated. This Card is issued by UMB Bank, n.a., pursuant to a license from MasterCard International Incorporated.